It would be helpful to have a committee, database, link, or something to help with out of state purchasers.  I was born and raised in Mobile, AL and purchased PACTs for both my children when they were born (1992 and 1996).  I moved to Texas for work reasons in 1999 but didn't worry because one of the major selling points of the PACT was portability.  My kids could use it at out of state schools.  From what I understand, if the state of Alabama does not honor my contracts and I am forced to sue, my lawsuit will be a federal case, due to crossing state lines.  I am sure there are more folks like me out there and we probably need to have a forum to exchange ideas and information.  Can that be done on this site?