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	<title type="html"><![CDATA[Save Alabama PACT Discussion Forum - PACT Participant Location]]></title>
	<link rel="self" href="http://www.savealabamapact.com/forum/feed-atom-topic57.xml"/>
	<updated>2009-08-29T23:04:29Z</updated>
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	<id>http://www.savealabamapact.com/forum/topic57-pact-participant-location.html</id>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post764.html#p764"/>
			<content type="html"><![CDATA[Hello Fellow PACT owners!  My name is Ruth Gray and I am the Tuscaloosa/West Alabama area lead.  We are planning a meeting at the end of Sept....probably the 28th at 7 pm if I can get Dr. Bentley and Artur Davis to confirm.  Does anyone have a place to meet (100 attendees)?  Please let me know asap.  You can contact me at ruthgray@savealabamapact.com

Please continue to distribute the flyers in our local churches, store windows, schools, wherever you can.  Spread the news by word of mouth and encourage anyone in our area who owns a PACT to contact me.  You can also spread the word by sending an email to everyone in your address book and asking them to forward it to everyone in their address books.  Invite them to check out our web page [url=http://www.savealabamapact.com]www.savealabamapact.com[/url].  You can do the same thing on using your facebook friends--inviting them to join our SaveAlabamaPACT group on facebook.  

If you know any of our local politicians who would be willing to attend our mtg, please contact them.  If you need my assistance, please feel free to contact me.  I look forward to seeing each of you at our mtg.  We MUST have your support to save our PACT.]]></content>
			<author>
				<name><![CDATA[Ruth Gray]]></name>
				<uri>http://www.savealabamapact.com/forum/user20.html</uri>
			</author>
			<updated>2009-08-29T23:04:29Z</updated>
			<id>http://www.savealabamapact.com/forum/post764.html#p764</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post757.html#p757"/>
			<content type="html"><![CDATA[We have some areas that are spotty on members -- if you are in one of the areas I am listing below please contact me at rebecca@savealabamapact.com and let me know, would love to get these areas of the state active and finding other contract holders...but need some assistance! 

Cullman area
Gadsden area
Ft Payne area
Florence area
Scottsboro area 

Thank you!]]></content>
			<author>
				<name><![CDATA[thrashermom]]></name>
				<uri>http://www.savealabamapact.com/forum/user6.html</uri>
			</author>
			<updated>2009-08-29T14:34:04Z</updated>
			<id>http://www.savealabamapact.com/forum/post757.html#p757</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post656.html#p656"/>
			<content type="html"><![CDATA[I am looking for group members who are located in Cullman, Mobile, Florence, NE Alabama, Gadsden, SW Alabama - North of Mobile. 

If you are located in these areas -- and interested in being involved and supporting our efforts, please message me! 

Thank you!]]></content>
			<author>
				<name><![CDATA[pattilambert]]></name>
				<email><![CDATA[pattilambert@charter.net]]></email>
				<uri>http://www.savealabamapact.com/forum/user9.html</uri>
			</author>
			<updated>2009-07-15T00:14:50Z</updated>
			<id>http://www.savealabamapact.com/forum/post656.html#p656</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post622.html#p622"/>
			<content type="html"><![CDATA[To "Baxter" and "Jeff and Alice", please call or email me.  My name is Donna Peacher and we are having our first Madison County PACT meeting on July 11, at 2:00 pm at the Huntsville Public Library Auditorium.  We'd love you to join the Madison County Group.  Ph:  256-852-7817 or email:  dhpeacher@gmail.com.]]></content>
			<author>
				<name><![CDATA[dhpeacher]]></name>
				<uri>http://www.savealabamapact.com/forum/user23.html</uri>
			</author>
			<updated>2009-07-04T02:03:36Z</updated>
			<id>http://www.savealabamapact.com/forum/post622.html#p622</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post620.html#p620"/>
			<content type="html"><![CDATA[Gardendale, AL just north of Birmingham.  I have two PACTs, one for a 10 year old and one for a four year old.]]></content>
			<author>
				<name><![CDATA[Tikirk]]></name>
				<uri>http://www.savealabamapact.com/forum/user235.html</uri>
			</author>
			<updated>2009-07-02T13:46:47Z</updated>
			<id>http://www.savealabamapact.com/forum/post620.html#p620</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post601.html#p601"/>
			<content type="html"><![CDATA[Again - Anyone from Madison County, listen up.  We're having a PACT meeting at the Huntsville Public Library Auditorium on Saturday June 11 at 2:00 pm.  Please come and bring any other PACT owners you may know.]]></content>
			<author>
				<name><![CDATA[dhpeacher]]></name>
				<uri>http://www.savealabamapact.com/forum/user23.html</uri>
			</author>
			<updated>2009-06-28T17:14:02Z</updated>
			<id>http://www.savealabamapact.com/forum/post601.html#p601</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post586.html#p586"/>
			<content type="html"><![CDATA[Welcome all! Still working on organizing our efforts -- and getting names/emails with locations. 

Look for an email to come out soon to respond with city/state locations. 

Thanks for using this feature as well, great to hear from everyone!]]></content>
			<author>
				<name><![CDATA[thrashermom]]></name>
				<uri>http://www.savealabamapact.com/forum/user6.html</uri>
			</author>
			<updated>2009-06-26T15:08:52Z</updated>
			<id>http://www.savealabamapact.com/forum/post586.html#p586</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post582.html#p582"/>
			<content type="html"><![CDATA[Jeff and Alice Mockensturm - Active US Army, assigned currently in New Jersey, but we've lived ten years in Madison County off and on over the past 25 years, and are planning on moving back home to N. Alabama one day.

We bought PACT contracts for our two boys in 2001 and are counting on the plan being there when the oldest starts college in 2012.

We sort of resent the implication that we took a "sucker bet" or are seeking a "handout" as "victims" of this failed program.  When we contracted with the state for prepaid tuition, the only alternative program was UTMAs or UGMAs (529s were just emerging).  The bottom line, we chose NOT to gamble in the market with our kids' college education - we went with the "sure thing" of pre-paying the state.  

Know that while we can't be there physically with you all, we are there in our thoughts and prayers and appreciate the good fight you are engaged in.]]></content>
			<author>
				<name><![CDATA[Jeff and Alice]]></name>
				<uri>http://www.savealabamapact.com/forum/user227.html</uri>
			</author>
			<updated>2009-06-26T12:26:31Z</updated>
			<id>http://www.savealabamapact.com/forum/post582.html#p582</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post580.html#p580"/>
			<content type="html"><![CDATA[AlabamaParent,
I've remained quiet when reading "You're so stupid" comments from people who don't have PACTS to people FOR WHOM THIS FORUM WAS CREATED, meaning NOT YOU! To suggest that because we bought into PACTS we are somehow inferior and don't deserve any consideration from those who created this mess is just you and others of your ilk running scared, refusing to believe some children deserve something you don't have. "Buyer beware applies to government programs" has probably been the case at times. But just because it has happened before doesn't mean it was right then and it doesn't mean it's right now; and I've never seen any laws stating that's the way it ought to be (and don't bother trying to show me any that you think do so. That would be somewhat undignified.) After reading the comments from RSA, I'm not in the mood to hear, "tsk, tsk, tsk, you foolish people who would trust the highest levels of state government." Similar programs exist around the country that have been successful. There's no good reason why this one should not have been. And, yes, it is the responsibility of those who created it to fix it and show some semblance of honor and integrity. For those who aren't involved with PACT just know that if your elected officials did it then your state did it. And we, all of us, are the state. I honestly believe you need to stop worrying about some pennies in your pocket and think more about how to make the state of Alabama a place to live where the government does the right thing. In this case "the right thing" means not depriving 48,000 children a college education they paid for.]]></content>
			<author>
				<name><![CDATA[rem50]]></name>
				<uri>http://www.savealabamapact.com/forum/user98.html</uri>
			</author>
			<updated>2009-06-26T02:25:10Z</updated>
			<id>http://www.savealabamapact.com/forum/post580.html#p580</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post574.html#p574"/>
			<content type="html"><![CDATA[I have one child who is an upcoming Freshman in high school.  I purchased the PACT contract in 1997 when she was two years old and thought my problem was solved for college tuition.  I have been reading this forum as a guest since it was established but just joined today.  I am in Madison County.  I did contact the governors office several weeks back when this all came to light and basically received a letter from him stating "not my problem" as the tone of it read.  I also contacted our representatives for the area.  I am afraid that the legislatures will drag their feet until this program becomes completely broke.   I have 4 years left before my daughter will be ready to begin using this contract and am worried.]]></content>
			<author>
				<name><![CDATA[baxter]]></name>
				<uri>http://www.savealabamapact.com/forum/user224.html</uri>
			</author>
			<updated>2009-06-25T16:08:10Z</updated>
			<id>http://www.savealabamapact.com/forum/post574.html#p574</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post573.html#p573"/>
			<content type="html"><![CDATA[Prepaid tuition victims need to wake up


Families typically choose to save for college expenses through conventional savings, 529 plans, prepaid tuition program, etc.   None of these savings approaches are absolutely guaranteed.  Government promises can be enacted by law and retracted by law. Corporations can experience losses and go bankrupt.  Interestingly, many families in the Alabama program now believe they are more entitled to be bailed out than equally responsible savers using other investments.  It’s time for the “victims” to wake up and realize that “buyer beware” applies to government programs.  This is not news!  For anyone asleep in history class there may be a few points missing from your notes.  Most importantly, governments rarely save money on your behalf.  If you hear a rumor about a government saving money then check closer to see who’s cooking the books.  When push comes to shove, governments appropriate the money you have given them with little long term regard for promises.  An exception to this rule is when governments can borrow enough to fool you into believing all is well.  Looking to the future, if the “victims” of Alabama’s Prepaid Tuition program are bailed out it will be done on the backs of responsible savers that stayed awake in history class.]]></content>
			<author>
				<name><![CDATA[AlabamaParent]]></name>
				<uri>http://www.savealabamapact.com/forum/user222.html</uri>
			</author>
			<updated>2009-06-25T13:34:44Z</updated>
			<id>http://www.savealabamapact.com/forum/post573.html#p573</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post572.html#p572"/>
			<content type="html"><![CDATA[Two children, two PACT contracts.  One is a junior in high school, the other is in 8th grade.  These kids were counting on this for their education. Please keep me posted.]]></content>
			<author>
				<name><![CDATA[smith6878]]></name>
				<uri>http://www.savealabamapact.com/forum/user193.html</uri>
			</author>
			<updated>2009-06-25T12:54:28Z</updated>
			<id>http://www.savealabamapact.com/forum/post572.html#p572</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post550.html#p550"/>
			<content type="html"><![CDATA[Edna Caudle
Warrior, Al

2 grandkids signed up & paid for in PACT. First will need it in 5 years.]]></content>
			<author>
				<name><![CDATA[chickadee2]]></name>
				<uri>http://www.savealabamapact.com/forum/user43.html</uri>
			</author>
			<updated>2009-06-12T20:10:25Z</updated>
			<id>http://www.savealabamapact.com/forum/post550.html#p550</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post532.html#p532"/>
			<content type="html"><![CDATA[I am Sheila Hughes of Robertsdale, AL.  Please keep me posted.]]></content>
			<author>
				<name><![CDATA[skellyhughes]]></name>
				<uri>http://www.savealabamapact.com/forum/user161.html</uri>
			</author>
			<updated>2009-06-05T10:48:14Z</updated>
			<id>http://www.savealabamapact.com/forum/post532.html#p532</id>
		</entry>
		<entry>
			<title type="html"><![CDATA[Re: PACT Participant Location]]></title>
			<link rel="alternate" href="http://www.savealabamapact.com/forum/post527.html#p527"/>
			<content type="html"><![CDATA[Don't forget folks, AFTER you log in, the Madison County
Group section will "appear" on the bottom on the Forum page.  (It's magic!)]]></content>
			<author>
				<name><![CDATA[dhpeacher]]></name>
				<uri>http://www.savealabamapact.com/forum/user23.html</uri>
			</author>
			<updated>2009-06-02T20:10:43Z</updated>
			<id>http://www.savealabamapact.com/forum/post527.html#p527</id>
		</entry>
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